Surely you know all about the kinds of flooring and tiles you would want in your kitchen. But an interior designer, who has experience in setting up different homes and can give you professional assessment of your situation, will help come up with a proper plan to set up your home.
Expert advice does not come for free. This is precisely why you should factor in the cost involved here and start saving accordingly. Your savings should be judiciously divided into parts, one part should be spent for buying while the other should be used for home improvement purposes.
An expert will advise you on the right colour and texture of tiles and stone to be used in the house. He will see the source of light, the look or theme of the upholstery and other accessories and then give you the best options. The final decision remains yours.

No tax benefits are available for NRI's unless you file your returns and subsequently become eligible to avail the tax benefits as mentioned under Home Loan FAQ's.

Apart from the documents mentioned under the home loan section for Indian citizens, NRIs are required to submit a few additional documents as well. These include:
A copy of the passport
A copy of the works contract or the labor card
The power of attorney (POA). (POA is required because the borrower is not based in India

The housing loan needs to be paid upfront for the entire tenure of the loan by way of direct remittances from abroad through normal banking channels or from other financial accounts as may be permitted by RBI. Generally, payments are done through NRO, NRE, NRNR and FCNR accounts. These accounts change on the basis of RBI regulations.

Home loan offered to NRIs do not exceed 5 years in major cases. However, some financial institutions offer loans for a term of 7 years as well. The repayment for the loan is done through monthly installments (EMI), which usually begin after the entire loan is disbursed. Cases which involve part disbursement, you need to pay simple interest at the interest rate applicable on the amount disbursed.

The eligibility is calculated in the same way as it is done for resident Indians with special emphasis on:
Qualifications - Graduate (minimum)
Current job profile and work experience
Chances of continuing abroad for the loan tenure
Chances of servicing the loan with an extended tenure in case the applicant needs to return to India